2024 Bank Review
Santander Bank:
Is it worth it in 2024?
★
★
★
★
★
Overview
Santander Bank is a global financial institution with operations in over 40 countries and more than 150 million customers worldwide. In the US, Santander offers a full range of banking products — from checking and savings accounts to mortgages and personal loans — with competitive rates and a strong digital banking experience.
Ratings breakdown
Interest rates
4.3 / 5
Mobile banking
4.5 / 5
Customer service
4.1 / 5
Fees & costs
4.2 / 5
Pros & Cons
Pros
+Global presence
+Strong mobile app
+Competitive rates
+No-fee options
Cons
−Limited US branches
−Some fees apply
−Min. balance req.
What customers say
Michael T.
★★★★★
"Switched to Santander last year and couldn't be happier. The app is smooth and the savings rate beats my old bank by a mile."
Linda K.
★★★★☆
"Great online banking experience. Customer support was helpful when I had an issue with my transfer."
Current highlight offer
4.50% APY
High-yield savings · FDIC insured up to $250,000
No monthly fees
Easy online setup
FDIC insured
Our verdict
Santander is a solid choice for anyone looking for a globally trusted bank with strong digital tools and competitive savings rates. With a 4.50% APY and no hidden fees, it's one of the better options in 2024 — especially if you value international reach and a polished mobile experience.
* APY as of Nov 2024. Rates may vary. FDIC member. This is a sponsored review.